Accounting & risks

Interim report Q1 2025

Spar Nord achieved a profit after tax of DKK 491 million in the first quarter of 2025, which corresponds to an annualized return on equity of 14,0 percent. Management considers the performance as satisfying.

The performance is as expected affected by the falling interest rates, which entails a lower return of the bank’s excess liquidity, while a still strong business momentum contributes to growth in the deposits and lending area.

Additionally does a still strong credit rating among the customers lead to write-downs in the level of only DKK 9 million.

Based on the development in the first months of 2025 and the expectations for the remainder of the year the overall financial goal is to generate a profit after tax in the level of DKK 1,600-1,900 million in 2025.

 

Interim report Q1 2025

Investorpresentation

Individual solvency need at end-March 2025

Reports

Rune
Chief Financial Officer

Rune Brandt Børglum

It is my most important task to ensure that Spar Nord at all times makes accurate, relevant and timely information available to the bank's stakeholders. Call or write me if you have any questions or comments.